2027 Covered California & Medi-Cal Income Calculator
California Health Insurance Estimator

2027 Covered California & Medi-Cal Calculator

Calculate your estimated program eligibility, subsidy limits, and coverage tier based on your projected 2027 household income.

Please go to the Covered CA website for Official guidelines for 2027 Click Here

Required for Medi-Cal / Covered CA

Includes self, spouse & dependents

Age check for Medicare (65+)

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$10k $50k $100k $150k+
Note: Income verification documentation (such as recent tax returns, W-2s, or current pay stubs) will be requested during the official application process.

2027 Income Threshold Breakdown for Household of -

1. Medi-Cal (Free/Low-Cost)
Select HH size

2027 income below 138% FPL qualifies for zero or low-cost Medi-Cal.

2. Covered CA (Subsidized)
Select HH size

Qualify for state/federal 2027 tax credits to lower monthly plan costs.

3. Unsubsidized (100% Full Cost)
Select HH size

Pay 100% of major health plan premiums directly or via Covered CA in 2027.

Important Disclaimer & Information Notice (2027 Coverage Year)

This tool provides general estimates only for the 2027 plan year based on projected Federal Poverty Level (FPL) figures and guidelines. This calculator does not confirm coverage, verify eligibility, or guarantee any financial assistance or plan funding.

Final official eligibility is determined exclusively by Covered California and County Medi-Cal offices upon submission of a formal application and verification of documentation (such as proof of income and residency). Please discuss your options with a licensed insurance professional or certified enrollment counselor for a confirmed quote and application assistance.